Stancoff Insurance Agency, LLC

Expertise from local agents since 1993

What Customers Have to Say

Our family have relied on the Stancoff insurance agency for decades. Mark, Jennifer and Scott are all very professional and friendly. They work hard to get us the best rates and their customer service is top-notch. Highly recommend.

Jack SchmidtGoogle review

I have been a customer of Scott Stancoff and team for over 15 years. I consider myself high maintenance with a lot of vehicles (the joy of kids and hobbies) and a home. They have been amazing whether it is for a claim, a question, shopping my rates to save me money, or helping me in a bind when I don't have my card. They have always come through. Getting great customer service is so hard to find. This team is one of the good ones. I highly recommend.

Gail HoustonGoogle review

Very attentive service! Follow up has always been same day! They take time to explain any questions and you will never feel rushed! I have been a client for over 20 years!

Karen PiperGoogle review

We have been with The Stancoff Insurance Agency for over 15 years, and I cannot recommend them highly enough! Scott has provided exceptional, personalized service for our family's home and auto coverage every step of the way. He proactively checks our rates to ensure we're always getting the best price possible without sacrificing quality. Whenever I reach out with questions, he responds immediately and takes the time to walk me through every scenario so I can make informed decisions. It's rare to find this level of dedication and customer care — Scott and his team truly go above and beyond!

Toby AdamsGoogle review

I was referred to Stancoff insurance thru a mutual friend a few years ago. I have been very pleased with his office as well as Scott. Every year he has been on top of reviewing our rates and this year we were able to save a pretty decent amount on our auto and homeowners policy. He is always quick to respond and I feel like he treats his customers like you are a family member when it comes to making sure you are covered appropriately. Call them and see what they can do for you! You won't regret it.

SM WhiteGoogle review

We have used Stancoff Insurance for years. Not only have they saved our family, and many of our friends, tons of money yearly for insurance, they provide the best customer service hands down. Highly recommend their team.

Candace SureddinGoogle review

Scott took great care of my parents for years and now he takes care of me and my family. Quick, reliable, and excellent service. Thanks Scott!

S. Michelle WorleyGoogle review
Coverage

Five lines of coverage, one point of contact.

Select a line below to see how it breaks down.

Auto Insurance

Coverage that actually matches how you drive.

Auto policies are rarely one-size-fits-all. We compare how each carrier prices the coverages below for your vehicle and driving history, so you're not paying for protection you don't need, or missing protection you do.

  • Collision Coverage
    Covers your vehicle if you collide into something: another car, a wall, a barrier, or a bridge.
  • Comprehensive Coverage
    Covers damage to your car that isn't from a collision, such as theft, fire, hitting a deer, or vandalism.
  • Liability Coverage
    Covers damages when you're at fault in an accident and damage someone else's car or property. Often mandated by law.
  • Medical Payments / PIP
    Pays for injuries to the driver or passengers from an accident that occurred while you were driving. Rules vary by state.
Home Insurance

Protection for the place and the things you call home.

Whether you own, rent, or hold a condo, the right policy protects your structure and belongings against the unexpected. Quotes can vary by hundreds of dollars between carriers for the same coverage, which is exactly why we compare them for you.

  • Homeowners Policy
    Covers both the outside of the home and its contents, including damage from natural disasters, theft, and vandalism.
  • Renters Insurance
    Covers the inner contents of the home, apartment, or room you're renting, protecting your belongings from break-ins, fire, and natural disasters.
  • Condo Insurance
    Fills the gap between your HOA's master policy and your unit's interior and personal property.
Commercial Insurance

Coverage built around how your business runs.

A personal auto or home policy won't cover business use. We help business owners compare quotes from multiple top-tier insurers at once, so coverage lines up with how the business actually operates.

  • Commercial Auto
    Any vehicle used in the course of business needs its own commercial policy. A personal auto policy won't suffice.
  • Commercial General Liability
    Foundational liability coverage addressing bodily injury, property damage, personal injury, and advertising injury.
  • Commercial Property
    Comparable to a homeowner's policy, protecting your business premises against fire, theft, and natural disasters.
  • Workers' Compensation
    Covers lost income and medical expenses for workplace injuries. Commonly required by law once you have employees.
  • Business Owner's Package (BOP)
    Bundles vehicle, property, business income, and bodily injury coverage into one policy for small business operators.
Boat Insurance

Coverage for time on the water.

From a weekend boat on Grapevine Lake to a larger vessel, watercraft carry their own risks that a homeowners policy typically won't cover.

  • Physical Damage
    Protects your boat, motor, and trailer against damage, theft, and weather-related loss.
  • Liability Coverage
    Covers injury or property damage you're responsible for while operating your watercraft.
  • On-Water Assistance
    Coverage options for towing and emergency assistance if you're stranded on the water.
Life Insurance

Security for the people who depend on you.

Life insurance is one of the few policies you buy for someone else's benefit. We'll walk through term and permanent options so the coverage matches your family's needs and budget.

  • Term Life
    Affordable coverage for a set period, often used to cover a mortgage, income replacement, or years until kids are grown.
  • Permanent Life
    Lifelong coverage that can also build cash value over time.
  • Beneficiary Planning
    Help structuring who's covered and how a payout would be used.
Why independent

One agent. Every major carrier.

"An independent agent works for you and compares rates with multiple companies."

Scott Stancoff, Agency Principal
30+ years serving Flower Mound

The same team of licensed agents have been comparing coverage for Texas families since 1993.

  • 01

    We compare, you choose

    We pull quotes from multiple top-rated carriers and lay them side by side so you can see exactly what you're getting and what you're paying.

  • 02

    No single-carrier bias

    A captive agent can only sell you one company's products. We're not beholden to any carrier, so our recommendation is always based on your situation.

  • 03

    We stay on your side at claim time

    When you need to file a claim, you're not navigating a 1-800 number alone. We advocate for you through the process.

  • 04

    Annual rate reviews

    Rates change. We proactively review your coverage each year to make sure you're still getting the best value, not just the same policy on autopilot.

How it works

From first call to coverage in four steps.

1

Tell us what you need

Fill out the quote form or call us directly. A few details about your situation is all we need to get started.

2

We shop the market

We pull quotes from multiple top-rated carriers and compare them against your specific coverage needs.

3

We walk you through the options

We explain what each policy covers, what it doesn't, and what the price difference actually means.

4

You choose and we handle the rest

Once you pick the policy that fits, we handle the paperwork and make sure everything is in place before your coverage starts.

Request a quote

Tell us what you need covered.

Fill this out to open a line of communication to our agency. One of our live agents will follow up with you shortly.

No obligation. Quotes are a complimentary service of the agency.

Get in touch

Three ways to reach us.

Call or text

972-899-2286

Visit the office

1013 Long Prairie Rd

Flower Mound, TX 75022

Fax: 214-513-7928